Team Annett

A much improved August 2011 for Cincinnati as compared to last year! Homes are selling and interest rates continue to stay incredibly favorable. What was the reason for the August improvement over last year? Some Economists believe it has to do with the fact that we had a relatively slow Spring, mostly due to rainy days and bad weather over the course of several long months. Now it almost seems as if buyers are playing catch up! The sun is out and the smell of fall is in the air. The perfect recipe for a healthy and successful end to 2011.

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Home Sales Reach 1,781 in June; Median Sale Price Inches Up 1.5%

Thanks to continued low mortgage interest rates and overall housing affordability, there were 1,781 home buyers last month in the local area.

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We continue to be in a real estate market that requires us to be very knowledgeable of the current market conditions and trends in order to buy and sell effectively. If you have any questions regarding the Cincinnati housing market – or the graphs shown below – feel free to contact us – Team Annett teamannett@gmail.com , or Lindsay Annett Shapiro lindsay.shapiro@cbws.com.

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Cincinnati home sales in April did relatively well. Closings totaled 1,408 units. That’s 1.37% better than the same period two years ago, when 1,389 homes were sold.

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More than ever, you should make sure you know what is on your credit report – and the steps that should be taken if improvement is needed. One thing that many people do not know is that The Home Equity Line of Credit (HELOC) can impact your credit score quite significantly and sometimes unfairly.

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There are several reason’s why a closing may not occur on time, or even at all. Here are some of the main obstacles that may delay your deal:

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The following press release was sent to the local media at 10:25 a.m on 4/20/11 by the Cincinnati Area Board of Realtors®

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Did you know that most lenders pull your credit report a couple of times during the loan process? Keep in mind that they typically pull a new credit report prior to closing the loan, and if your credit scores have dropped, you may no longer qualify for the rate or program that you are attempting to get. Credit scores are very important as all lenders qualify you by your credit score as to which criteria you fit and every loan has different criteria attached. The loan to value, the debt to ratio and so on, etc.

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Article below is from 2011 – for a more updated approach to the 2012 Welcome Home Grant, click here to see updated details.

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Two years in the making — the federal government will be reducing their involvement in the mortgage market. Both Fannie Mae and Freddie Mac will wind down within as little as five years.

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