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FHA Mortgage Insurance Increases April 1

Posted on March 12, 2012 by tim in FHA, Market Update, Mortgage

When buyers are approved for an FHA home loan, they are required to carry mortgage insurance. That includes both a monthly Mortgage Insurance Premium (MIP) and an Up Front Mortgage Insurance Payment (UFMIP). The Upfront Mortgage Insurance Premium payments go …

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‘Welcome Home’ Grant, Back Again! 2012

Posted on February 22, 2012 by tim in Buying, FHA, First Time Home Buyer, Grant Money, Home Buyer Programs, Market Update, Mortgage

Ok, so it appears that my old post from 2010 on the Welcome Home Grant is still getting the bulk of the traffic from search engines!!! – So I hope this one finds everyone just as well because like any …

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December ’11 Cincy Housing Results

Posted on February 2, 2012 by tim in Market Update

Inventory levels continue to be the major shift in the housing market! Check out these graphs from December 2011. With inventory down, prices will rise! Are we coming back? I say yes, but you decide. For more info, contact us: …

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2011, 99.36% vs. 2010 sales

Posted on January 27, 2012 by tim in Market Update

Home sales in December, for the sixth month in a row, continued a positive trend with 1,294 units — up 7.65% over December 2010. Annually, there were 16,829 sales in 2011 compared to 16,937 in 2010.…

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2012 Home Sales: Positives on Many Fronts

Posted on January 12, 2012 by tim in Market Update

This past year, I have personally felt the market improve on many fronts. The National Association of Realtors released its latest pending home sales index (PHSI) figure last week and for the second month in a row the index is …

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Positive Trend in November Home Sales for Cincinnati

Posted on December 27, 2011 by tim in Market Update

Below is the “November 2011” home sales press release from the Cincinnati Area Board of Realtors:…

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October 2011 Cincinnati Real Estate Stats

Posted on December 27, 2011 by tim in Market Update

Below are the latest graphs from the Multiple Listing Service of Cincinnati through the month of October 2011.…

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The Time to Buy a Home is NOW

Posted on October 21, 2011 by tim in Market Update

Guess what? Now is the time to buy a home! That’s right. Not sure about it?  Check out what the Wall Street Journal and Forbes have to say recently:…

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August 2011 Cincinnati Real Estate Stats

Posted on October 6, 2011 by tim in Market Update

A much improved August 2011 for Cincinnati as compared to last year! Homes are selling and interest rates continue to stay incredibly favorable. What was the reason for the August improvement over last year? Some Economists believe it has to …

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June Home Sales Press Release, Cincinnati Ohio

Posted on August 3, 2011 by tim in Market Update

Home Sales Reach 1,781 in June; Median Sale Price Inches Up 1.5%

Thanks to continued low mortgage interest rates and overall housing affordability, there were 1,781 home buyers last month in the local area.…

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