Team Annett

It’s back! The Welcome Home Grant was such a great program last year for many of my buyers. Especially those buying their first home (however, it does not have to be your first home). The program starts today (March 1st, 2011) and usually runs through mid May or whenever funds run out. In short, any buyer meeting specific income guidelines is eligible to be given up to $5,000 in grant money for a down-payment. This money comes from the government, is given to specific banks – and only lasts until each bank runs out of funds. The best part of this program is that the money will never need to be paid back and you are not punished for taking the money by submitting to a higher interest rate. For a list of local lenders in the Cincinnati area who are offering this program, please contact me, Lindsay Annett Shapiro at lindsay.shapiro@cbws.com . For now, here is a short list of the details: read more »

Although the Homebuyer Tax Credit expired for most customers this past summer, it is still available for members of the military who have served outside the U.S. for at least 90 days between January 1, 2009 and May 1, 2010. Details are as follows:

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I learned about a new product recently that makes so much sense yet it is only offered by one bank in Cincinnati. It is called Pre-Purchase Rate Protection, by Coldwell Banker Home Loans. What is does:

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To encourage the purchase of REO properties, Fannie Mae will begin offering a new incentive on September 23 that will be available through December 31, 2010.

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Did you or someone you know miss the tax $8,000 tax credit? If so, it might feel like you made a mistake, but consider this…

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The $8,000 tax credit may be over, but there are still programs out there that can help first time homebuyers realize their dream of home ownership.

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Article below is from 2010 – for a more updated approach to the 2011 Welcome Home Grant, click here to see updated details.

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