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Archive for February, 2010

‘Welcome Home’ Grant is Back

Posted in Buying, FHA, First Time Home Buyer, Grant Money, Home Buyer Programs, Investor on February 19th, 2010 by Lindsay – Be the first to comment

Article below is from 2010 – for a more updated approach to the 2011 Welcome Home Grant, click here to see updated details.

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10 Ways to Prevent Mold Damage

Posted in Home Maintenance on February 17th, 2010 by Lindsay – Be the first to comment

Although mold spores are present and found in every home, they will not cause damage or become harmful unless access moisture causes them to colonize and grow. Here are 10 ways to help prevent that from happening!

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Essential Heating System Maintenance

Posted in Home Maintenance, Value on February 15th, 2010 by Lindsay – Be the first to comment

Heating system maintenance is an importance factor when owning a home. When house hunting this past year with so many home buyers – it was is was obvious that a well maintained heating system still remains one of the top factors in transferring ownership of your home for a good value. Below is an article that I read regarding the best way to help maintain this important mechanical feature in your home. ~Lindsay

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Highest Offer May not Always be Best

Posted in Buying, First Time Home Buyer, Negotiation, Selling on February 11th, 2010 by Lindsay – Be the first to comment

Sellers who get more than one offer should be aware that the highest offer isn’t necessarily the best offer, say experienced practitioners.

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10 Home Features Buyers Want

Posted in Buying, Selling, Value on February 10th, 2010 by Lindsay – Be the first to comment

Home designers and builders speaking at the recent International Builders Show in Las Vegas say that buyers are seeking cost-effective features and rejecting things that don’t have lasting value. “It’s all about family togetherness – casual living, entertaining and flexible spaces,” says Carol Lavender, president of the Lavender Design Group in San Antonio. Paul Cardis, CEO of Avid Ratings, which conducts an annual survey of buyer preferences, identified these must-haves in new homes:

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FHA Increases Upfront MIP

Posted in Buying, FHA, First Time Home Buyer, Mortgage on February 10th, 2010 by Lindsay – Be the first to comment

Beginning April 4, 2010, FHA will raise its upfront Mortgage Insurance from 1.75% to 2.25%.  Other discussions taking place – decrease seller concessions from 6% to 3%.  If you need an FHA loan, start looking in earnest for a home before the increase takes place.  FHA is looking for ways to increase their income, and have a congressional mandate to have a certain percentage of funds in reserves. We will likely see them make more changes that will toughen the requirements and make their loans more expensive this year.  Stay tuned!

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Interest Rates Predicted to Reach 6%

Posted in Buying, FHA, First Time Home Buyer, Mortgage on February 10th, 2010 by Lindsay – Be the first to comment

Interest rates are likely to rise to 6% by the end of 2010,predicted Amy Crews Cutts, deputy chief economist at Freddie Mac.

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Home Buyer’s Seminar – Feb 16th

Posted in Buying, First Time Home Buyer, Tax Credit on February 1st, 2010 by Lindsay – Be the first to comment

You are Invited!
The $8,000 Tax Credit deadline is quickly approaching (April 30th) . Are you ready to buy?
Home Buyer’s Seminar – Hyde Park Panera, Feb 16th, 7:30-8:30 am

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